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Personal Finance

Practical tips and insights to help you manage money, save smarter, and make informed decisions about your financial future.

Much Ado About Taxes

  • March 10, 2026
  • 9:31 PM

Investors are increasingly focused on not just how they invest their money but also how they can optimize their after-tax investment outcomes. Allspring Global Investments is dedicated to helping investors navigate the evolving tax and estate planning landscapes.

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Credit scores plummet across multiple states creating ‘perfect storm’ for American wallets, expert says

  • January 9, 2026
  • 2:42 PM

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith breaks down why Missouri and Georgia residents face hurdles.

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AI financial advisors are coming and they may outperform the humans guarding your money

  • December 19, 2025
  • 10:00 AM

A seasoned financial advisor with 34 years of experience argues AI may soon provide better financial advice than humans, citing emotional decision-making that destroys wealth.

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Americans now view this figure as the benchmark for being wealthy

  • July 11, 2025
  • 11:00 AM

The average net worth that Americans feel is needed to qualify as wealthy has declined, compared to last year, Charles Schwab found.

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Buy now, pay later loans will now impact Americans’ credit scores

  • June 23, 2025
  • 8:12 PM

FICO credit scoring models will be the first to include buy now, pay later data as the payment method continues to surge in popularity among American consumers.

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Americans face vastly different retirement costs across states as Social Security cuts loom

  • June 20, 2025
  • 11:00 AM

A study calculated the amount of money a "comfortable" retirement would require without Social Security factored in and the associated yearly expenses a retiree would face in each U.S. state.

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Americans increasingly abandon financial planning as economic pressures mount

  • June 17, 2025
  • 8:07 PM

PYMNTS reported this week that its survey found just 40% of American consumers are "planners," meaning their strategy for money was more foresighted.

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Expert debunks common social media myths about saving, debt and buy now pay later

  • June 5, 2025
  • 11:00 AM

Buying into common misconceptions surrounding money can be harmful, putting someone on the backfoot when it comes to their financial health. An expert weighs in some common financial myths.

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Retirement account balances dip in 1st quarter, but savers keep contributing

  • June 4, 2025
  • 4:23 AM

Retirement account balances dipped in the first quarter, but people kept socking away money for their golden years, according to new data from Fidelity Investments.

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Financial expert warns against the hidden traps of ‘buy now, pay later’ services

  • May 29, 2025
  • 10:30 AM

Explore the rise of 'buy now, pay later' services and learn key tips for managing BNPL payments, including budgeting, understanding fees, and avoiding late charges.

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